The Ultra VX Visa(r) card is another secured credit card that is issued by New Millennium Bank. This particular card is unique because it offers a patent pending process that will automatically move stored cash into your secured account from your cash account. This will enable you to make your purchases with your card.

Credit Check
This card is very easy going when it comes to the application process. There are no credit checks, no minimum income requirements and you don't even need a bank account.

Credit Limit
With the new patent pending Credit-On Demand feature, this credit card can give you up to a $25,000 credit line. This is by far one of the highest credit lines that I have seen when it comes to secured cards on the market.

Credit Reporting
The Ultra VX Visa(r) card does credit reporting. This is great for those looking to rebuild their credit.

Annual Fee
This card does have an annual fee but by now, you should know that many secured cards on the market do have an annual fee. This card will bill you monthly. For a list of the fees and disclosures, you will be able to read this directly on the application page. Just follow the link to read them.