FAQs
Q.
How do I apply for a card?
A. Applying for a secured credit card is very simple. Browse through the cards we offer. When you find a credit card you like, simply click the "apply" button. This will take you to a third party secured webpage application.
Q.
I have awful credit, should I bother applying?
A. If you have bad credit, that's not a problem when it comes to secured credit cards. Secured credit cards are designed for people with bad credit. In fact, a high percentage of people get approved for a card.
Q. When will I get approved?
A. This all varies from person to person. Generally, it will take a few days. The best thing to do is wait until you either receive a notification in the mail or in your email inbox.
Q.
How do I know the application pages are secured?
A. When you click on the application link, look on your internet browser for a SSL lock icon. If this icon appears, you can rest assure that the application is secure and your information will be kept confidential.
Q.
How do I know if my credit is bad enough?
A. Generally, you don't need bad credit per se to sign up for a secured credit card. These cards are typically designed for those with bad credit. If you're interested in checking out your credit score, you can get your credit report for free by visiting freecreditreport.com
:: Credit and Your Consumer Rights ::
The
FTC works for the consumer to prevent fraudulent, deceptive
and unfair business practices in the marketplace and to provide
information to help consumers spot, stop, and avoid them. To
file a complaint or to get free information on consumer issues,
visit www.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357);
TTY: 1-866-653-4261. The FTC enters Internet, telemarketing,
identity theft, and other fraud-related complaints into Consumer
Sentinel, a secure online database available to hundreds of
civil and criminal law enforcement agencies in the U.S. and
abroad. |
