Public Savings Bank Secured First Visa(R) Card

 

The Public Savings Bank secured first card is yet another card that Public Savings bank offers. In my opinion, they have some of the best cards on the market when it comes down to bad credit. You will want to keep these cards in mind when you're thinking about applying for one.

Credit Check
All applications will be accepted when you apply. Public Savings Bank will not do a credit check on your application.

Credit Limit
With the First Visa(R) card, the credit limit is going to vary from $300, all the way up to $2,000. The cool thing about this card is that you're going to be able to set your credit limit when you're ready to set up your card. This is something that many other cards simply don't offer!

Credit Reporting
This card does in fact report to all of the major 3 credit bureaus. This is one of the main things that you want to look into when you're looking to get a bad credit card, since many cards don't report, you may find them worthless.

Annual Fee
There is no annaul fee with this card. Make sure that you refer to the application to find out any other fees that may occur.

 

Credit Report Scores
Below is a chart of credit report scores. Credit report scores are important when it comes to applying for a secured credit card. To find out what your credit report score is, please click on the link below.
Great Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Poor Credit
350-619
No Credit
0