The Platinum Zero(TM) is by far one of the best secured credit cards on the market today, and let me explain why. When you think of rewards, and the number "0", you often don't think about secured cards, based on your credit history, etc, but this card has one of the best features all around, when comparing to the rest of the market.

Credit Check
The credit check is similar to the other secured cards on the market today. You will most likely have to provide them with a deposit, and as long as you do, you will find that you will most likely get approved.

Credit Limit
The credit limit is going to vary. I would advise that you ask a representative before you apply, if you're concerned about it. Your deposit is backed by the FDIC, so you have nothing to worry about!

Credit Reporting
The Platinum Zero has 0 delays when it comes to reporting to the credit bureaus. You're going to get timely reporting, which helps you when you're worried about a credit card company reporting your actions.

Annual Fee
There is no annual fee with the Platinum Zero, but you will find a monthly maintenance fee, but for the 0% APR, this can be well worth it!