Platinum Zero(R) Secured Visa(R) Credit Card from Applied Bank(R)

The Platinum Zero(R) is by far one of the best secured credit cards on the market today, and let me explain why. When you think of rewards, and the number "0", you often don't think about secured cards, based on your credit history, etc, but this card has one of the best features all around, when comparing to the rest of the market.

Credit Check
The credit check is similar to the other secured cards on the market today. You will most likely have to provide them with a deposit, and as long as you do, you will find that you will most likely get approved.

Credit Limit
The credit limit ranges from $500-$5,000. I would advise that you ask a representative before you apply, if you're concerned about it. Your deposit is backed by the FDIC, so you have nothing to worry about!

Credit Reporting
The Platinum Zero has 0 delays when it comes to reporting to the credit bureaus. You're going to get timely reporting, which helps you when you're worried about a credit card company reporting your actions.

Annual Fee
There is no annual fee with the Platinum Zero, but you will find a monthly maintenance fee, but for the 0% APR, this can be well worth it!

What We Like About The Card

Low APR Rate: The nice thing about the Platinum ZERO card is that they have a fixed APR fee. You can be assured that this fee won't change when you apply for the card. Unlike most cards on the market, you're going to find that the fees can change rather fast, without the applicants knowledge.

Choose Your Limit: The limits with the Platinum ZERO card can be as high as $5,000. Since this is a secured based credit card, you're going to need to supply the bank with a deposit. This deposit will then become your credit limit. For example, if you supply the bank with a $500 deposit, your credit limit will then become $500.

FDIC Insured: Be assured that your deposit will be protected with the FDIC. This means that no matter what happens to the bank, the deposit will always be protected, meaning that you'll get your money back even if the bank fails.

No Application Fee: A new trend among the secured credit card industry is that many are starting to charge an application fee. This isn't the case with this card. Be assured that you won't be charged any money when applying for the card.

Major Logo: Since this card holds a major bank logo, this card will be accepted via millions or merchants worldwide both in-person as well as online. This is a great way to not only help improve your credit score, but be assured that your card won't be declined.

$0 Fraud: Be assured that no matter what happens to your card, you'll won't be responsible for what happens. If someone steals your card, and swipes $400 worth of merchandise, Allied Bank will have you covered and you won't have to pay a penny.