The Next Millennium MasterCard is a great card if you're looking to find a card that gives you interest on your deposits. There are so many secured cards out there but many fail to reward you for letting them keep your money. Well, with the Next Millennium MasterCard, your deposits will collect interest and it's FDIC insured.

Credit Check
The Next Millennium MasterCard doesn't look at your past nor do they look at your income. As long as you fill out the form and supply them with a deposit, you get approved.

Credit Limit
The Next Millennium MasterCard states that you can get up to $5,000. This will all depend on how much you deposit since your deposit will be your credit limit. Over time, as your credit score rises, you can potentially graduate to a different card based on your score.

Credit Reporting
The Next Millennium MasterCard does report to the 3 major credit bureuas. This is essential if you're looking to build your credit score. Remember, pay your card off on time and you'll see your score go up.

Annual Fee
All secured cards have an annual fee and if you can find one without one, let me know! This card does have a $59 annual fee tacked onto it. As I mentioned above, it doesn't take long to rebuild your credit score. Over time, you should see your score go up and then once it does, you can get a card without an annual fee.