New Millennium Bank has a few secured cards out there and while they all are pretty much the same, some do have little perks that others don't such as the credit limit and obviously, the design of the card.

Credit Check
This card will require no credit check at all, which makes it a lot easier to get your card in no time.

Credit Limit
The thing I like the most about New Millennium Bank credit cards are that they offer some of the top credit limits in the industry when it comes to secured credit cards. This particular card offers a total credit limit up to $10,000.

Credit Reporting
In my opinion, the New Millennium Bank cards have some of the best credit reporting features. This card reports to all of the three major bureaus, so when it comes to rebuilding your credit, this will help you out greatly.

APR
The APR is relatively high compared to most secured credit cards but remember, if you pay your card off in full every time, you won't have to worry about paying any of the interest rates.

Annual Fee
The annual fee is average compared to the industry. Keep in mind that most secured cards will have an annual fee of some sort. Once you establish your credit, you can then graduate to a regular credit card.

Other Perks
Not only are you going to be able to rebuild your credit with this card, you'll also be able to get $100,000 in travel accident insurance, auto rental insurance and you can get cash at over 740,000 ATMs.