Secured from Heartland Bank Review
Heartland Bank really isn't a well known bank out there, but you can be assured that we're only going to deal with banks, as well as cards that are going to work for you. If you're in the market to find a secured card, the Heartland Bank card is very comparable to most cards on the market today.
Credit Check
Read the agreement with your card in particular. While Heartland Bank doesn't advertise that they don't check credit, there's a good chance that they are going to run your credit. Be sure to consult with a customer service representative if you have any questions in regards to your account.
Credit Limit
The credit limit on this card is going to vary anywhere from as little as a few hundred to as much as $5,000. This is the standard for most cards out there. You will be required to submit a deposit in order to activiate the card itself.
Credit Reporting
This card does give you the opportunity to build your credit. It will also give you the chance to improve your history. Read into the agreement to see exactly how they take your card, and help build your credit.
Annual Fee
The card does have an annual fee. Compared to most cards on the market, it is more on the lower end. Remember that most cards are going to have an annual fee. Once your credit improves, look into converting your card into something without the fees.
Besides the benefits listed above, the card also features other options such as a lower annual fee, a custom credit line, extended warranty covers, travel assistance, the chance to get money at an ATM, zero liability, free extra cards and so much more!
