While I’m not a big fan of payday loan / loan lenders, you may find that you’re going to have to get some quick cash, whether it be for an emergency, a bill payment, or you need it for food, I can understand why you’re going to need something such as this.

With so many loan lenders on the market, it’s important that you learn how to find a perfect loan company.  If you’re going to pay the loan off within a month, or so, then it can be worthwhile for you.

These loans are designed for those with poor credit that aren’t going to be able to get a loan through a typical bank / credit union.  If you know you can get a loan with a major bank, then this is the route to go.  Listed below are the top 5 payday loan lenders that you should look into.

#1 WeGiveCash - Out of all the lenders that I have looked into, WeGiveCash can get you up to $1,500 wired in to your bank account within a hour.  Not only do they send money fast, you can get a relatively good amount.  With over 70+ lenders to choose from, you can be assured that you’re going to get someone that’s going to work for you.

#2 CashNetUSA - A publicly-traded company, you can be assured that you’re going to have a dedicated and responsible lender that’s going to work for you.  They have funded over 4 million loans since launching online 5 years ago.  With CashNetUSA, you can receive up to $1,500.  They are licensed and practice responsible lending practices.

#3 Team Quick Cash - You must be a US customer, have a valid checking account, direct deposit, as well as make a minimum of $800 per month.  The process is going to take less than 2 minutes and there are no fees to apply!  It’s a fairly simple process and you can get your cash as early as tomorrow!

#4 Speedy Cash - Speedy Cash provides those with short term loans to help with unexpected bills, or any other short term needs.  Unlike a normal loan, you may find that it takes weeks.  Most of their loans will be sent out within 24 hours!  They have been serving those that need loans since 1997.

#5 Safe Online Cash - This company accepts US customers only.  You will need a checking account, as well as direct deposit.  They will also require that you make at least $800 a month.  From what I’ve seen, you can qualify for up to $1,000 over night.

Most of these lenders are going to work with other lenders to find you the right loan.  Make sure that you research your paperwork before signing anything.  You’re going to want to know your payoff amount, the interest rates, as well as your terms and conditions.  You don’t want to get ripped off with something such as this!