No matter how much you pay off in terms of bills in life, you’re never ever going to get away from bills, unless you live under a bridge. From your electric bill, to your cable bill, if you want some services, you’re going to get a monthly bill. Now, do you have to pay top dollar for every time you do make a payment? Absolutely not! In fact, let’s look at some ways on how you can save money when it comes to your monthly bills each and every month.
Are you getting the right price?
Look at every bill you have, and I’m sure each and every one of them has a competitor. What you’ll want to do once a year is call up a few of the competitors. You’ll want to explain what you want, and what you’re getting today. If they are willing to give you a cheaper deal, call up the current company, and see if they will lower their deal. This will work a majority of the time, especially with cable TV, cell phones, and more.
Watch how you use the service
Whether your electric bill is high, or your cable bill is high, you’ll want to see how you can cut each one down a little bit month, by month. If you’re using a lot of electricity, see how you can cut back. Maybe you’ll have to turn off more lights, run the washer less, etc. If your cable bill is too high, see if you can cut back on the packages, etc. You may have too many channels that you don’t even watch.
Take advantage of 0% credit card offers
If you’re paying something off such as your other credit cards, or your student loans, you may want to transfer them to a 0% credit card offer. For the next 12-24 months, pay off the balance, while not getting any interest tacked onto it. If you can’t pay it off on time, simply transfer it to another 0% credit card.
Are you using everything?
You may find that you’re not using everything, such as your cell phone, etc. I’ve found with family plans that some families only use 2 of the 4 phones. By cutting back on the phones, you can save 30%. Things like all of this add up. If you’re getting maid services, or gardening services, maybe you can do it yourself. It’s time to look at your bills, and see which ones are working for you.
Cutting your bills month by month doesn’t take a lot of work. You’ll just want to analyze what you’re spending what on, and how you can cut back. Do your research one day, and let’s hope you can save at least a few dollars on each bill.