Times can be tough when you’re head over heels in debt and when you’re looking to get that extra cash, there are some places you can dip into that you may have never thought of before.  Even though these tips should be your last resort, if you need the money for emergencies, by no means, try and get the money you need to pay off those bills.

Sell off your investments – As I already mentioned above, you will want this to be your last resort since your investments have been sitting in your account for quite some time now.  If you have to sell your investments, I would advise you do this instead of getting a high interest rate loan.  If you can, try and sell the losers so that you can get a tax break at the end of the year.

Try your home equity- If you own a home, you may want to apply for a home-equity line of credit.  If you’re approved for a line of credit, you’ll want to use this as a loan as it will be more convient you for you.  Keep in mind that you usually need a pretty decent credit score in today’s credit world to get a nice amount to tap into.

Try a credit card check – If you’re already in a lot of debt, you may find it hard for the credit card companies to lend to you.  But if you’re just looking for cash fast, you may want to try those blank checks that the credit card companies send you.  Make sure that you read the fine print when cashing these because you may find down the road that if you miss one payment, it can be very costly for you.

Borrow from family and friends – If you know of friends or family willing to lend to you, this is by far the best way to go.  Work out a deal where you’ll give them everything back plus some.  If need be, get a contract so that they can trust you in paying them back.  Tell them your situation on why you need the money and how you will pay them back.

Sell your stuff – Maybe one of the most easiest ways to get some money in your pocket is simply by hitting the attics and closets and start selling your stuff.  With sites like Ebay, it’s not hard to get what you want for the item you’re selling.  Who knows?  A closet full of stuff can easily be worth one thousand dollars easily. 

Getting cash fast isn’t a hard task.  You’re not going to get it within 5 minutes with some of these tips but hopefully, it gives you a good idea on how you can get some money.  Even if you don’t need the money it never hurts to have that emergency fund you can tap into.