If you’ve had a credit card for 5 months or perhaps 4 years and you’re eager to find out what score is, there are a few ways you can find out.  A credit score is what determines what kind of loan or rate we’re going to get, what we may get approved for in the future and can really have an impact on our financial business. 

It is important to have a good credit score for many reasons.  If you don’t you won’t be lent money, you will get declined for a lot of things and it can really hurt you in the long run if you are looking for something like a house or a new car.  To find out what your credit score means, click the link. 

How Can I Check my Credit Score?:

If you’re looking for a way to check your credit score for free I highly recommend the website CreditKarma.  They are great, give you an update each month, show you what your debt to income ratio is, show you where all your debt is, where you rank amongst everyone in the United States, age group, in your state and they also show you how your credit score was determined. 

A lot of people wonder why there score may be staying the same, is so high or is so low.  This website gives you a clear idea as to why your credit score is the number that it is, gives you updates to keep you updated and keeping track, and it can also remind you of how much debt you have which can be very helpful. 

It is a great website, is very simple to sign up and best of all, it is free!  Why pay to get a credit check each year when you can get one each month for free?