It seems as if a lot of us today have some sort of debt.  While many of us can manage it on our own, you’re going to need some sort of software package in order to get things done.

Whether you have money to spend, or you want a free version, I wanted to show you some great software packages that you can consider if you’re looking to reduce your debts.

DebtGoal: Out of all the software packages online, I love DebtGoal.  DebtGoal is a great tool that you can use online.  They have paid off over 1 billion dollars in debt for all of its members.  What DebtGoal is going to do is create a plan for you.  They are going to track your statements, calculate your payments, as well as show you how well you’re doing with your progress.  It really is an amazing piece of software!

YNAB PRO: This highly rated piece of software is going to help you create a budget and show you exactly how much you spend on what.  You will be surprised at what you spend on particular items.  With this software package, you’re going to be able to track your spending all in one interface.

Financial First Aid Kit: This software package is going to run you around $30 or so.  It’s going to offer simple steps that you can use for a financial recovery, as well as prepare for a financial future.  It also enables you to solve urge debt and credit problems quickly and easily!

The Debt Optimizer: This is an older piece of software and yes, it can be quite pricey, but it can be a lot cheaper than using a professional service.  It’s going to show you how you can eliminate your mortgages, car loans, as well as your consumer debt all with the click of a few buttons.  They claim that they can reduce you debt the fastest, and if you’re not impressed, you can get your money back!

Get Out of Debt: This older software package may look kind of outdated but when you think of the principals with getting out of debt, many things really don’t change.  This piece of software is only going to run you $3 or so.  It’s going to include worksheets and more to help you fight off your debts.

As you can see, there are a lot of pieces of software that you can choose from.  It’s really going to depend on what’s going to work for you.  Do you want to have help with a budget, or are you looking for tips and tricks? No matter what it may be, take a look at some of packages above and see what may work for you!