You may find that a time in your life, you’re going to need to gather contact information for the credit bureau agencies.  Whether you need to dispute a charge, or maybe you have a question, let me show you how you can contact them and get the information that you need.

First, we need to realize that there are 3 credit bureaus and they are listed below…

• Equifax
• Experian
• TransUnion

Each one has their own contact information and the best way to generally contact one is by the phone.  While sending e-mails and letters through the email may yield a response, it’s going to be much easier to contact them via the phone.

How to contact them by mail

Equifax
PO Box 740241
Atlanta, GA  30374

Experian
PO Box 2002
Allen, TX  75013

TransUnion
PO Box 1000
Chester, PA  19022

If you want to get a hold of them by phone, I have some cool tricks that you can use to get an operator right away.  A great website called, GetHuman.com has these tricks available too.

Equifax
Call 1.866.640.2273
Press 1, then press 5

Experian NOTE:  You will need to purchase a credit report
Dial 1.800.493.1058
You will want to say, “yes”
Input your credit report number
Input your social security number
Say, “yes” again
After this, you will want to say, “Agent”

TransUnion
Dial 1.800.916.8800
Press 3

This is always the best way to get ahold of someone.  Remember that if you see something suspicious on your credit card, you will want to contact all three of them to get it settled.

It’s always best that you get a copy of your credit report as well, so that you can reference to it when you call them.  Get everything in writing when you agree to something on the phone as well!