It is crucial to apply online for fafsa.  You can apply online at fafsa.edu.gov

Also, visit your Student Services office on campus and talk to an advisor about scholarships you might be eligible for.  You would be surprised how many opportunities there are out there with companies or associations that give away grants for certain qualifications (i.e. – single mothers, health majors).

Save ALL the money you can. Juggling a job and school is hard in itself, let alone making A’s and working. It catches up to you quick. If you save up money- it will relieve some stress that you would acquire to have to meet financial standards while in school.

Once your semester is over, go back to the school bookstore and sell them back your books, you will not get anywhere near what you paid, but you will get a fraction of it at least. It adds up!

Student loans should always be last resort.  Get as much of your money through financial aid, pell grants, and your own savings.  Although, Sallie Mae offers ways to work in order to help pay down your loans since interest accrues pretty quickly and you would be shocked that sometimes you might end up paying double or triple by the time your loan is paid down.  They are one of the most user friendly loan corporations and offer a variety of personalized loans to fit your need.

Just remember- there is NO way to get out of paying back student loans.  It is way worse than not paying a credit card of your car or phone bill.  Even if you went bankrupt, they can still follow you!

College pays off for sure, but it is still best to keep the money you invest in it down to the minimum because education is expense these days. Best of luck!