The Applied Bank® Secured Visa® Gold Credit Card is one of the better credit cards on the market when it comes to your credit and your credit score. The nice thing about this card is that is has one of the lowest APRs on the market and only requires a small $200 deposit to get your card.

Credit Check
The Applied Bank Secured card does not require a credit check at all. This is good for those who have very bad credit and are having a hard time getting a credit card. Without a credit check, the chances of yourself getting approved are very high.

Credit Limit
The maximum credit limit on the card is $5,000. When it comes to your credit limit, you'll have to make sure that you have this much deposited into your account. The maximum you can put into your account is $5,000. The Applied Bank® card is FDIC insured so you can be comfortable knowing your money is safe.

Credit Reporting
The Applied Bank® card does credit reporting.

Annual Fee
The downfall of the Applied Bank® Secured Visa® is that the annual fee is generally high compared to most of the other cards on the market. The Applied Bank® card has a $50 annual fee. When you comprare it to other cards, it is a little higher.