What is a secured credit card?
A credit card such as a secured card requires cash as collateral before you can use it. Generally, your deposit will determine your credit card limit.
What do I have to deposit?
This will all depend on the card company. If you check the "credit limit" section on this site, it will tell you what you will have to deposit in order to activate the card.
Do they report to the bureaus?
This all depends on the card as well. Most of them do but just to make sure, check and see if they do by looking at the "reports to 3 bureaus" section.
When will I get approved?
Every card is different but with most of them, you'll get a response within 1 - 2 weeks.
Are these all the secured cards?
We've done our research and picked out the cards that come from legit banks. As you can see from the application page, they are from reputable banks like Bank of America, etc. None of these cards are scams.
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