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Credit Report Scores

Below is a chart of credit report scores. Credit report scores are important when it comes to applying for a secured credit card. To find out what your credit report score is, please click on the link below.

Great Credit
750-850
Good Credit
660-749
Fair Credit
620-659
Poor Credit
350-619
No Credit
0

Get your credit report for FREE


 
Questions You May Have...

What is a secured credit card?
A credit card such as a secured card requires cash as collateral before you can use it. Generally, your deposit will determine your credit card limit.

What do I have to deposit?
This will all depend on the card company. If you check the "credit limit" section on this site, it will tell you what you will have to deposit in order to activate the card.

Do they report to the bureaus?
This all depends on the card as well. Most of them do but just to make sure, check and see if they do by looking at the "reports to 3 bureaus" section.

When will I get approved?
Every card is different but with most of them, you'll get a response within 1 - 2 weeks.

Are these all the secured cards?
We've done our research and picked out the cards that come from legit banks. As you can see from the application page, they are from reputable banks like Bank of America, etc. None of these cards are scams.

 
Learn about the AccountNow prepaid credit card today!
 
 
 
>> Secured Credit Cards

If you don't have any credit or you're looking to establish better credit because of your bad credit history, you may want to look into secured credit cards. Listed below you will find a few secured credit cards that are offered from legitimate major banks.

Secured credit cards are designed for those looking to re-build or build their credit for the first time. A secured credit card works almost like a prepaid credit card where you'll need to load the credit card in order to use it.

 

>> Applied Bank® Secured Visa® Credit Card

secured credit cards at findsecuredcards.com
  • NO credit requirements.
  • NO income requirements.
  • Choose your credit limit up to $5,000
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
See Terms
See Application
9.99%
max $5,000
$50
Low APR!

 

>> Public Savings Bank Classic Secured Credit Card

secured credit cards at findsecuredcards.com
  • NO annual fee.
  • 0% APR for 6 months.
  • Reports to all three bureaus.
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
No
Yes
7.99% + prime
$25,000
$0
One Time Fee - No Annual Fee!

 

>> New Millennium Bank Secured Platinum Visa®/MasterCard®

secured credit cards at findsecuredcards.com
  • Get up to a $10,000 credit limit
  • NO credit check.
  • Reports to all 3 bureaus.
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
NO
YES
19.5%
up to $5,000
$59

 

>> Applied Bank® Secured Visa® Gold Card

secured credit cards at findsecuredcards.com
  • CHOOSE your credit limit up to $5,000*
  • NO income requirements.
  • Credit Bureau Reporting
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
See Terms
See Application
9.99%
max $5,000
$50
Choose your own credit limit!

 


secured credit cards at findsecuredcards.com
  • NO credit check.
  • Approved regardless of your credit history.
  • Credit limit up to $10,000.
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
NO
YES
19.5%
up to $10,000
$59
Credit limit up to $10,000!

 

>> Ultra VX Visa® Card

secured credit cards at findsecuredcards.com
  • Credit on demand™: Up to $25,000 credit line.
  • Instant approval: No credit check, no minimum income or bank account required!
  • Reports to major credit bureaus.
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
NO
YES
14.9%
up to $5,000
see fees on app
Up to $25,000 credit line!

 

>> First Option Visa® Card

secured credit cards at findsecuredcards.com
  • Earn interest on your deposits.
  • Get a full privilege secured Visa(r) credit card account.
  • Guaranteed approval regardless of your income or credit history.
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
NO
YES
19.5%
up to $5,000
$59

 

>> Next Millennium MasterCard®

secured credit cards at findsecuredcards.com
  • Get approved for up to $5,000 in secured credit.
  • NO credit check.
  • Guaranteed approved regardless of your history or income.
  • FDIC insured.
Credit Check?
Reports To 3 Bureaus?
Regular APR
Credit Limit
Annual Fee
NO
YES
19.5%
up to $5,000
$59

What is a secured credit card?

How does a secured credit card work?

Common secured credit card questions


Learn how to re-build your credit and more on our blog --
Getting Instant Online Loans
Is Getting Out of Debt Hard?
How to Plan Your Budget
Do I Have a Good Credit Score?
5 Reasons People Are in Too Much Debt

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