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Credit Report Scores |
Below
is a chart of credit report scores. Credit report
scores are important when it comes to applying
for a secured credit card. To find out what your
credit report score is, please click on the link
below.
Great
Credit |
750-850 |
Good
Credit |
660-749
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Fair
Credit |
620-659 |
Poor
Credit |
350-619 |
No
Credit |
0 |
Get
your credit report for FREE
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Questions You May Have... |
What is a secured credit card?
A credit card such as a secured card requires cash as collateral before you can use it. Generally, your deposit will determine your credit card limit.
What do I have to deposit?
This will all depend on the card company. If you check the "credit limit" section on this site, it will tell you what you will have to deposit in order to activate the card.
Do they report to the bureaus?
This all depends on the card as well. Most of them do but just to make sure, check and see if they do by looking at the "reports to 3 bureaus" section.
When will I get approved?
Every card is different but with most of them, you'll get a response within 1 - 2 weeks.
Are these all the secured cards?
We've done our research and picked out the cards that come from legit banks. As you can see from the application page, they are from reputable banks like Bank of America, etc. None of these cards are scams.
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If you don't have any credit or you're looking to establish better credit because of your bad credit history, you may want to look into secured credit cards. Listed below you will find a few secured credit cards that are offered from legitimate major banks.
Secured credit cards are designed for those looking to re-build or build their credit for the first time. A secured credit card works almost like a prepaid credit card where you'll need to load the credit card in order to use it.
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- NO credit requirements.
- NO income requirements.
- Choose your credit limit up to $5,000
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
See Terms |
See Application |
9.99% |
max $5,000 |
$50 |
Low APR! |
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- NO annual fee.
- 0% APR for 6 months.
- Reports to all three bureaus.
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
No |
Yes |
7.99% + prime |
$25,000 |
$0 |
One Time Fee - No Annual Fee! |
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- Get up to a $10,000 credit limit
- NO credit check.
- Reports to all 3 bureaus.
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
NO |
YES |
19.5% |
up to $5,000 |
$59 |
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- CHOOSE your credit limit up to $5,000*
- NO income requirements.
- Credit Bureau Reporting
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
See Terms |
See Application |
9.99% |
max $5,000 |
$50 |
Choose your own credit limit! |
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- NO credit check.
- Approved regardless of your credit history.
- Credit limit up to $10,000.
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
NO |
YES |
19.5% |
up to $10,000 |
$59 |
Credit limit up to $10,000! |
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- Credit on demand™: Up to $25,000 credit line.
- Instant approval: No credit check, no minimum income or bank account required!
- Reports to major credit bureaus.
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
NO |
YES |
14.9% |
up to $5,000 |
see fees on app |
Up to $25,000 credit line! |
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- Earn interest on your deposits.
- Get a full privilege secured Visa(r) credit card account.
- Guaranteed approval regardless of your income or credit history.
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
NO |
YES |
19.5% |
up to $5,000 |
$59 |
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- Get approved for up to $5,000 in secured credit.
- NO credit check.
- Guaranteed approved regardless of your history or income.
- FDIC insured.
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Credit Check? |
Reports To 3 Bureaus? |
Regular
APR |
Credit Limit |
Annual
Fee |
NO |
YES |
19.5% |
up to $5,000 |
$59 |
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