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- Prepaid Credit Cards
- Secured Credit Cards

What is a secured credit card?
A credit card such as a secured card requires cash as collateral before you can use it. Generally, your deposit will determine your credit card limit.

What do I have to deposit?
This will all depend on the card company. If you check the "credit limit" section on this site, it will tell you what you will have to deposit in order to activate the card.

Do they report to the bureaus?
This all depends on the card as well. Most of them do but just to make sure, check and see if they do by looking at the "reports to 3 bureaus" section.

When will I get approved?
Every card is different but with most of them, you'll get a response within 1 - 2 weeks.

Are these all the secured cards?
We've done our research and picked out the cards that come from legit banks. As you can see from the application page, they are from reputable banks like Bank of America, etc. None of these cards are scams.

• Build Credit History - We Report to All 3 Major Credit Bureaus  
  
• 0% APR on All Purchases for the First 6 Months  
• No Annual Fees or Monthly Maintenance Fees   
• No Credit Check  No Checking Account Required   
  
• Your Credit Is Not a Factor!

• Acceptance at Millions of Locations Worldwide.
• Email and Text Messages to Remind Your Upcoming Due Date.
• On-call Customer Service

• 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
• Choose Your Credit Limit - From $200 up to $500
• Monthly Credit Bureau Reporting
• Genuine Visa Credit Card - Not a Pre Paid or Debit Card
• Accepted Worldwide at Millions of Locations

• ZERO - 0% FIXED APR on purchases - No Intro rates.
• ZERO - 0% Rate Won't Change - even if you're late!
• ZERO Application Fees.
• ZERO Worries - FREE Personal Id Theft Protection
• ZERO Delays - Timely Credit Bureau Reporting.

• Your account information is updated and at your fingertips 24/7.
• Email and text reminders of your upcoming payments.
• Acceptance at millions of locations including online website purchases and reservations!

• Build credit history: We report to all of the 3 major credit bureaus.
• No checking account required.
• Your credit is not a factor!